Real Estate Investing Loan Programs - RCN Capital

Loan Programs

REAL ESTATE INVESTING

Residential Fix & Flip

Rehab Cash Now

Rehab Cash Now®, RCN Capital’s flagship loan program, provides short-term funding for the acquisition of non-owner occupied 1-4 family residential properties. Cross-collateralization options are available for this program.

  • Basic Loan Criteria
  • Term12 Months
  • Loan Amount$50k to $2.5M+
  • LTVUp to 80% of the purchase price;
    Up to 65% Refinance;
    Up to 50% Cash-Out

  • Property TypesNon-owner occupied 1-4 family residential
  • FICONo set minimum

After Repair Value (ARV)

RCN Capital’s ARV program offers financing for up to 80% of the purchase price + up to 100% of the renovation costs, not to exceed 65% of the after repair value. Prior real estate investing experience is required to qualify for this product.

  • Basic Loan Criteria
  • Term12 Months
  • Loan Amount$75k to $2.5M+
  • LTV
    Up to 80% of the purchase price +
    up to 100% of renovation costs;
    Not to exceed 65% of the ARV
  • Property TypesNon-owner occupied 1-4 family residential
  • FICO600 minimum

Residential Fix & Lease

Bridge Financing For Rental Properties

RCN Capital offers longer-term bridge financing for real estate investors who are looking to buy and hold non-owner occupied residential properties for rental income. A six-month extension is available for this product (a 2% fee will apply).

  • Basic Loan Criteria
  • Term18 Months
  • Loan Amount$50k to $2.5M+
  • LTV
    Up to 80% of the purchase price;
    Up to 65% Refinance;
    Up to 50% Cash-Out
  • Property TypesNon-owner occupied 1-4 family residential
  • FICONo set minimum

Commercial

Short-Term Financing for Commercial Properties

RCN Capital provides short-term financing options for a multitude of small-balance commercial properties. A six-month extension is available for this product (a 2% fee will apply). Please note that RCN will not consider any property types that may pose an environmental risk including gas stations, automotive repair shops and vehicle storage spaces.

  • Basic Loan Criteria
  • Term18 Months
  • Loan Amount$100k to $2.5M+
  • LTV
    Up to 70% of the purchase price;
    Up to 50% Refinance;
    Up to 50% Cash-Out
  • Property TypesMixed-use; office buildings; apartment complexes (5 units+); retail spaces
  • FICO600